Asset Search Investigations
Over 25 Years of Empowering Attorneys with Credible Information
Asset Search: Expert PI provides best-in-class nationwide asset search investigations for judgment enforcement sought by Counsel and Creditors.
Asset Search Investigations
Stryker provides nationwide asset search investigations for judgment enforcement sought by law firms pursuing substantial judgments.
Probate & Estate Discovery
Stryker can help counsel surviving family members, and the administrator of the estate, or the executor find missing or unknown bank accounts and assist in identifying insurance policies.
General Investigations
Stryker provides the best-in-class investigations and litigation support services tailored for legal professionals
Insurance Policy verification
Insurance Policy Search Attorney guide for coverage verification, on auto, home, business, and umbrella policy searches, investigations for personal injury cases.
Probate & Estate Discovery
Probate Investigator can help counsel surviving family members, the administrator of the estate, or the executor find missing or unknown bank accounts and assist in identifying insurance policies.
Enforcement Remedies
When a judgment debtor fails to voluntarily pay a money judgment, creditors can use various equitable remedies to enforce collection. These remedies go beyond simple monetary awards.
Legal Support Services
We provide investigative services tailored for legal professionals. Comprehensive investigation reports with actionable search results for attorneys.
Asset Search Investigations
Expert Private Investigator Providing Investigations Tailored for Legal Professionals
Asset Search Investigation: Expert PI provides actionable asset search results for counsel & creditors seeking judgment enforcement remedies.
Asset Search Investigations Expert Private Investigator Stryker delivers best-in-class statewide and nationwide bank account searches, pre-litigation, probate, and estate discovery, judgment enforcement remedies, and comprehensive judgment enforcement remedies for law firms and businesses. Our investigation agency partners with law firms pursuing substantial judgment recoveries, leveraging sophisticated investigative techniques and the full scope of legal remedies to secure enforcement.
From conducting thorough pre-litigation and pre-judgment asset searches to locating specific bank accounts for existing civil judgments, our private investigators excel in uncovering actionable intelligence. At Stryker, we approach each investigation with unwavering determination and persistence, committed to achieving equitable outcomes for our clients. Unlike larger firms where cases can become merely numbers, our private investigation agency provides focused, individualized attention to each case and client. We offer complimentary consultations with experienced private investigators who understand the complexities of your situation and can develop targeted strategies for your specific needs.
Our firm specializes in comprehensive investigative services tailored to meet the complex needs of legal professionals throughout their case lifecycle. We offer extensive pre-litigation support services, including thorough background investigations, advanced skip-tracing, professional witness interviews, and detailed financial analyses across domestic accounts. Our asset investigation platform delivers actionable intelligence for attorneys pursuing judgment enforcement, with capabilities extending to public records examination and permissible financial account searches.
We understand that each case is unique, and our tailored approach guarantees that we address the specific needs of our clients, providing them with the insights necessary to make informed decisions. Trust Stryker Investigation Services to be your partner in navigating the complexities of asset searches and recovery, ensuring that you have the best possible chance for success in your legal endeavors.
Asset Types: Understanding Fixed and Liquid Tangible Assets
An asset is an economic resource. Anything tangible or intangible that is capable of being owned or controlled to produce value and that is held to have positive economic value is considered an asset. As such, an asset search investigation is relatively easy to conduct, as the majority of Tangible Assets (fixed) and are documented in public records. Tangible Assets (liquid) are not a matter of public record and require a permissible purpose to conduct a search.
Tangible Assets: (fixed) real estate, buildings, homes, equipment and machinery, tools, equity in a property, capital assets, gold, and minerals after extraction.
Tangible Assets: (liquid) current assets and other assets that can be converted to cash, such as liquid assets, bank accounts, money market fund shares, bonds, mutual funds, and the cash value of a life insurance policy. Any asset that can be converted into cash within 24 hours.
Tangible Assets (Fixed)
Fixed tangible assets are physical resources that typically have documented ownership through deeds, titles, or other public records. These assets generally maintain their form and value over extended periods and cannot be quickly converted to cash without significant effort or potential value loss. This illiquidity means that converting these assets to cash typically involves lengthy processes such as finding buyers, completing paperwork, waiting for closing periods, and often accepting lower-than-market values when expedited sales are necessary. For example, selling real estate might take months and require numerous steps from listing to closing, while selling business equipment might require finding specialized buyers in niche markets. Fixed tangible assets are characterized by their documentation through public records, making them more accessible during standard asset investigations. They typically have deeds or titles as proof of ownership, which creates a clear paper trail for investigators to follow. These assets maintain relatively stable form and value over time, providing a reliable metric for assessing an individual’s or organization’s wealth. Common examples of fixed tangible assets include real estate such as residential homes, commercial buildings, and vacant land; vehicles including automobiles, motorcycles, boats, and aircraft; business equipment and machinery; intellectual property such as patents, trademarks, and copyrights; and timeshares and fractional ownership properties.
Tangible Assets (Liquid)
Liquid tangible assets are economic resources that can be readily converted into cash within a 24-hour period with minimal or no loss of value. Unlike fixed assets, these resources are typically not documented in public records, making them more challenging to locate during standard asset searches. Liquid tangible assets require a permissible purpose to conduct searches, as they often involve private financial information protected by various regulations. Their ability to be converted to cash within 24 hours makes them particularly valuable for individuals needing immediate access to funds, but also creates challenges for asset investigations as they may be more easily concealed or transferred quickly. These assets include cash holdings, bank accounts such as checking and savings accounts, money market accounts, short-term certificates of deposit, marketable securities including stocks, bonds, and mutual funds, treasury bills and other government securities, precious metals like gold, silver, and platinum, as well as cryptocurrencies and digital assets. The private nature of these assets necessitates specialized investigation techniques and proper legal authorization to access.
WHAT IS A PERMISSIBLE PURPOSE? HOW DOES IT APPLY TO BANK AND FINANCIAL INVESTIGATIONS?
This summary does not discuss every scenario or anticipated use or subsequent authorization. It is intended to illuminate a convoluted and misinterpreted legal framework while providing general guidance on core principles and common applications. The information contained herein should not be construed as legal advice, and readers should consult with qualified legal counsel regarding their specific circumstances. While efforts have been made to ensure accuracy, laws and regulations are subject to change, and variations may exist across different jurisdictions. Nothing in this document creates an attorney-client relationship or serves as a substitute for professional legal consultation.
The legal framework governing access to nonpublic financial information operates through multiple federal statutes, establishing specific requirements for different scenarios. The Fair Credit Reporting Act (FCRA) serves as a primary foundation, mandating consumer authorization for credit report access while explicitly prohibiting its use for determining insurance, credit, or employment eligibility. FCRA Section 6802(e)(8) provides essential exceptions, permitting disclosures when necessary to comply with federal, state, or local laws, respond to authorized civil or criminal investigations, address regulatory requirements, or fulfill judicial process obligations.
When accessing bank or brokerage records, requestors must demonstrate a valid permissible purpose and comply with court orders or civil judgments, while remaining subject to the Right to Financial Privacy Act restrictions specifically governing government access. Financial institutions bear the responsibility of verifying the requestor’s authority before disclosure. This comprehensive framework, incorporating 28 U.S.C. Chapter 176 Fair Debt Collection Procedures and 15 U.S.C. Title 15 Privacy Provisions, explicitly establishes that exceptions (6)(A), (7), and (8) and (D) grant access to persons holding a legal or beneficial interest relating to the consumer; or (E) to persons acting in a fiduciary or representative capacity on behalf of the consumer; but require demonstration of a valid permissible purpose for both pre-civil and post-civil proceedings. Pre-civil proceedings are specifically defined as subpoenas, search warrants, or other Judicial Orders. Post-civil proceedings are defined as Judicial Orders or Judgments, which constitute the judge’s rulings at the conclusion of an adversary proceeding requiring the debtor to pay the amount awarded in the Judgement or Judicial Order resulting from the proceedings. All financial information access must align with these federal statutes while simultaneously complying with applicable state privacy laws and institution-specific requirements, ensuring a balanced approach between necessary information access and privacy protection.
This document does not address all applicable laws, regulations, or conditions that may be relevant to any particular situation. References to specific scenarios or applications should not be interpreted as endorsements or recommendations. The authors reserve the right to modify, update, or withdraw any portion of this content without notice. By proceeding with this document, readers acknowledge these limitations and disclaimers.
The authors and publishers expressly disclaim all liability for any actions taken or not taken based on the contents of this document. This summary may be incomplete or outdated at the time of reading, and subsequent legislative, regulatory, or judicial developments may impact its accuracy. Readers should verify any information that may affect their legal rights or obligations. Any examples provided are for illustrative purposes only and may not apply to specific situations.
INDIVIDUAL BANK SEARCH
BUSINESS ASSET SEARCH
OFFSHORE BANK SEARCH
BROKERAGE ACCOUNTS
STATEWIDE BANK ACCOUNT SEARCH ON AN INDIVIDUAL – This search returns all open bank accounts found from multiple banks. You will receive a list of all banks located, bank names and addresses, types of accounts, balances, the institution’s name and address, and end-of-the-day account balance.
STATEWIDE BANK ACCOUNT SEARCH ON A BUSINESS – This search returns all open bank accounts found from multiple banks. You will receive a list of all banks located, bank names and addresses, types of accounts, balances, the institution’s name and address, and end-of-the-day account balance.
BROKERAGE ACCOUNT SEARCH Brokerage company investment account used to buy and sell securities, stocks, bonds, and mutual funds. This search returns all open brokerage accounts found in multiple firms. You will receive a list of all accounts located, as well as establishment names, addresses, and balances. This will include end-of-the-day account balance information.
ASSET SEARCH INVESTIGATION TYPES & SERVICES
A statewide business search provides a focused examination within the borders of a specific state. A statewide asset search for an individual delves deep into their financial footprint within a specific state. This investigation examines county recorder offices for real property ownership, including primary residences, vacation homes, rental properties, and undeveloped land. It explores state motor vehicle records for registered cars, boats, aircraft, and recreational vehicles. The search examines state-level civil court records for any litigation that might reveal asset disclosures, divorce settlements, or probate matters. State professional licensing boards are checked for occupational licenses, which can indicate sources of income or business interests. Local tax assessor records reveal property tax history and potential ownership of multiple properties through different entities. The search also examines state UCC filings to uncover secured transactions and business equipment.
Licensed private investigators conduct statewide asset searches using privileged access to restricted databases and data brokers - resources unavailable to the general public. This authorized access, granted only to PIs who maintain active state licensure and meet strict compliance requirements, enables thorough and lawful asset investigations. Through these comprehensive resources, investigators examine county recorder offices for real property ownership, uncovering primary residences, vacation homes, and undeveloped land. The search extends to state motor vehicle records for registered vehicles, boats, and aircraft, while our local asset discovery process reveals crucial information from state civil court records, including asset disclosures, divorce settlements, and probate matters. To complete this thorough investigation, we examine state professional licensing boards, local tax assessor records, and UCC filings, providing legal professionals with vital financial intelligence for their proceedings.
Individual Nationwide Asset Search. Moving to a broader scope, a nationwide asset search expands this investigation exponentially across all states, creating an intricate web of financial intelligence. This comprehensive search examines federal bankruptcy courts for past filings or pending cases that might reveal asset declarations. It scans federal tax liens and civil judgments in all jurisdictions. The investigation covers property records in all 50 states to uncover real estate holdings that might be strategically placed in different locations. Federal civil court records are examined for asset disclosures in litigation across state lines. The search includes nationwide vehicle registrations and aircraft registrations with the FAA. Corporate records across all states are checked to reveal business interests, partnerships, and corporate officer positions. Federal contracts and government payments are investigated to identify potential income sources. The nationwide search also examines pension and retirement account registries, unclaimed property databases in all states, and national databases for professional licenses.
Licensed private investigators conduct statewide asset searches using privileged access to restricted databases and data brokers - resources unavailable to the general public. This authorized access, granted only to PIs who maintain active state licensure and meet strict compliance requirements, enables thorough and lawful asset investigations. Through these comprehensive resources, investigators examine county recorder offices for real property ownership, uncovering primary residences, vacation homes, and undeveloped land. The search extends to state motor vehicle records for registered vehicles, boats, and aircraft, while our local asset discovery process reveals crucial information from state civil court records, including asset disclosures, divorce settlements, and probate matters. To complete this thorough investigation, we examine state professional licensing boards, local tax assessor records, and UCC filings, providing legal professionals with vital financial intelligence for their proceedings.
Brokerage and Investment Asset Search Services. Our specialized financial portfolio search services target securities and investment holdings across multiple platforms. This investment asset search examines registered securities accounts, retirement funds, and pension accounts. Our financial asset location services trace mutual fund holdings, stock certificates, and bond investments through transfer agents and registrars. The investigation includes commodity trading accounts, offshore investment accounts, and international securities holdings, providing complete visibility into investment patterns and financial institution relationships.
A brokerage account search specifically targets securities and investment holdings across multiple financial platforms. This specialized search examines registered securities accounts, checking for both active and dormant investment accounts. It investigates retirement accounts including 401(k)s, IRAs, and pension funds. The search covers mutual fund holdings, looking for both direct investments and fund participation through employers or investment groups. Stock certificates and bond holdings are traced through transfer agents and registrars. Commodity trading accounts are examined for futures and options trading activity. The investigation includes checking for offshore investment accounts and international securities holdings where possible. This search can also reveal investment patterns, trading history, and relationships with multiple financial institutions.
Licensed private investigators conduct statewide asset searches using privileged access to restricted databases and data brokers - resources unavailable to the general public. This authorized access, granted only to PIs who maintain active state licensure and meet strict compliance requirements, enables thorough and lawful asset investigations. Through these comprehensive resources, investigators examine county recorder offices for real property ownership, uncovering primary residences, vacation homes, and undeveloped land. The search extends to state motor vehicle records for registered vehicles, boats, and aircraft, while our local asset discovery process reveals crucial information from state civil court records, including asset disclosures, divorce settlements, and probate matters. To complete this thorough investigation, we examine state professional licensing boards, local tax assessor records, and UCC filings, providing legal professionals with vital financial intelligence for their proceedings.
