Stryker Investigations
Activity Check & Surveillance
Insurance Related Claims Investigations
Activity Check & Insurance Related Claim Investigations
Activity Check & Surveillance Solutions for Insurance Claims
ACTIVITY CHECK
An activity check and surveillance is used to determine if a claimant’s current activity levels are consistent with the reported disability. A claimant’s hobbies, outdoor interests, and activities can be established during the initial AOE/COE statement. Subsequent monitoring usually involves short surveillance periods, typically 4 hours at a time. If suspicious behavior is discovered during an activity check, longer surveillance is usually authorized. Sometimes activity checks are ordered when claimants attend their scheduled medical treatment or see their doctor for a routine visit.
An activity check can also include field interviews that are designed to assess the claimant’s activity level by discreetly interviewing neighbors and other persons who may have information about the claimant’s level of activity, their injury, and other related information. These interviews could establish possible new activities, undisclosed hobbies, work schedules, and overall activity. This service can assist in pinpointing opportune times or locations where the subject will be most active.
Stryker conducts investigation services on behalf of insurance carriers, third-party administrators, law firms, municipalities, and employers from the private sector. We concentrate our knowledge, skills, and expertise on specific types of products and investigative services that encompass all aspects of Workers’ Compensation Insurance Investigations – Insurance Defense and Fraud, deceptive practices, pre and post-litigation support. Consequently, our focused performance will bring our clients exceptional work product and unparalleled service results.
Activity Checks & Subrosa Surveillance
Subrosa surveillance: Insurance-related claims investigations sought by employers, businesses, municipalities, law firms, and insurance clients needing subrosa for claim validity, activity checks, and current residences.
Our specialized insurance-related claims investigations determine claimants’ current residences, document their daily routines, and assess whether their activities align with their formal statements. Subrosa Surveillance Services check and monitor claim validity, activity checks, current residences, activity levels, and whether those activities align with their statements and medical restrictions. In an industry where accuracy and detail are paramount, our subrosa surveillance capabilities offer insurance providers the critical evidence needed to make informed decisions about claim validity and appropriate compensation.
The scope of our insurance-related claims investigations encompasses all aspects of insurance defense, from workers’ compensation cases to disability claims and liability assessments. Each investigation is conducted with unwavering attention to legal compliance and ethical standards, ensuring that the evidence we collect maintains its integrity throughout any subsequent legal proceedings. Our investigators utilize state-of-the-art equipment and combine traditional surveillance techniques with advanced digital technologies to create a comprehensive picture of claimant activities. This multifaceted approach allows us to detect inconsistencies between reported limitations and observed behaviors, providing our clients with actionable intelligence that directly impacts case outcomes and financial liability.
- Our specialized teams conduct thorough subrosa surveillance operations designed to document claimant activities in relation to their stated medical restrictions.
- We provide complete insurance defense services, including workers’ compensation investigations, caregiver integrity monitoring, and strategic 4-hour activity checks.
- All surveillance operations are conducted in strict compliance with federal and state regulations, ensuring admissible evidence for insurance proceedings.
Stryker Investigations is highly proficient in fixed-position surveillance, leveraging strategic placement and long-range optics to capture critical activity without alerting the subject. Our investigators are trained to operate discreetly from stationary vantage points.
Stryker Investigations offers elite counter-surveillance services designed to detect, deter, and neutralize unauthorized monitoring. Whether you’re facing corporate espionage, stalking, or covert tracking, Stryker provides proactive protection with discretion and precision.
Stryker Investigations excels in mobile surveillance, combining advanced technology with highly trained operatives to deliver unparalleled results. Our team is skilled in discreetly tracking subjects across urban, suburban, and rural environments, ensuring continuous observation without detection.
Fixed surveillance operations, strategically positioning covert observation points in buildings, structures, and strategic locations to deliver comprehensive stationary monitoring capabilities.
SURVEILLANCE TACTICS
Stryker Investigations excels in comprehensive surveillance operations, utilizing four primary tactical approaches to deliver unparalleled investigative results. FIXED SURVEILLANCE OPERATIONS involve strategically positioning covert observation points in buildings, structures, and strategic locations to deliver comprehensive stationary monitoring capabilities. This method allows for extended monitoring periods from secure, pre-positioned locations where investigators know the target’s location and can establish optimal vantage points for continuous observation while maintaining complete operational invisibility. Our STAKEOUT TACTICS are deployed when investigators have followed a target to a specific location where they appear to be staying for an extended period, requiring our team to establish temporary surveillance positions to monitor ongoing activities and document behavioral patterns. COUNTER-SURVEILLANCE OPERATIONS are specialized tactics used to determine who, if anyone, is following or monitoring our clients, protecting them from potential threats and ensuring their safety through reverse surveillance techniques and threat assessment protocols. Our VIDEO SURVEILLANCE TACTICS involve the strategic installation of monitoring equipment at specific locations to capture continuous footage and evidence, utilizing advanced camera systems, long-range optics, and digital recording equipment to document subject activities, entry and exit patterns, and behavioral inconsistencies. Whether conducting surveillance from office buildings, residential structures, or commercial properties, these combined surveillance methodologies prove particularly effective for monitoring subjects, documenting pattern recognition, and gathering long-term behavioral evidence that supports comprehensive claim investigations and legal proceedings.
For Employers: Defending Against Fraudulent Claims
As an employer, you face the constant threat of unscrupulous individuals who deliberately fabricate workers’ compensation claims to exploit your insurance coverage and drain your resources. These fraudulent claimants often present sophisticated schemes involving fabricated symptoms, exaggerated injuries, or completely fictitious incidents designed to secure financial benefits while avoiding legitimate work responsibilities. The financial impact extends far beyond the immediate claim costs, affecting your experience modification rates, future insurance premiums, and overall business operations. Professional subrosa surveillance provides you with the critical evidence needed to identify malingering behaviors such as inconsistent symptom reporting, pain that mysteriously migrates between body parts, and activities that directly contradict stated medical restrictions. By partnering with experienced investigators who understand the tactics used by fraudulent claimants, you can protect your business from these predatory schemes while ensuring that legitimate injured workers receive the benefits they deserve.
For Insurance Adjusters: Your Front-Line Defense Strategy
As an insurance adjuster, you stand on the front lines against what often feels like an endless stream of questionable claims, where distinguishing between legitimate injuries and sophisticated fraud attempts has become increasingly challenging. Professional subrosa surveillance serves as your most powerful tool for documenting the truth behind suspicious claims, providing objective video evidence that reveals when claimants engage in activities inconsistent with their reported limitations. Our experienced investigators understand the red flags you encounter daily: claimants whose pain conveniently shifts from one body part to another, individuals who report debilitating injuries yet demonstrate remarkable physical capabilities when they believe they’re unobserved, and cases where the reported mechanism of injury simply doesn’t align with the claimed symptoms. With comprehensive surveillance documentation, witness statements, and detailed activity monitoring, you gain the concrete evidence necessary to make confident claim decisions, potentially saving thousands of dollars on fraudulent payouts while building ironclad cases for claim denial or litigation defense when fraudulent patterns emerge.
